How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a state-mandated certificate proving you carry liability coverage, typically required for 3 years after DUI, excessive points, or driving uninsured. Not all carriers file SR-22 forms, and filing adds $15–$50 to your policy.
Non-Owner SR-22
Non-owner policies provide liability coverage without insuring a specific vehicle, allowing suspended drivers to meet SR-22 requirements for reinstatement even when they don't own a car. Monthly premiums typically run $30–$60.
Liability Insurance
Liability coverage pays for damage you cause to others and is the minimum required in every state except New Hampshire. State minimums range from 25/50/25 in many states to 100/300/100 in Alaska.
Uninsured Motorist Coverage
Uninsured motorist protection covers your injuries when an at-fault driver has no insurance, a common scenario in states where 12–20% of drivers operate uninsured. Required in 20 states, optional elsewhere.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers with suspensions, DUIs, or lapses, offering policies when standard insurers decline coverage. Expect monthly premiums 40–150% higher than standard rates.
